Chase Sapphire Reserve Trip Cancellation Benefit

The chase sapphire reserve offers trip cancellation and trip interruption insurance coverage and it s one of the card s benefits that i m asked about most since thankfully i haven t had occasion to file a claim i called the 888 675 1461 number on the guide to benefits and also looked at flyertalkers experiences with getting reimbursed to put together the following faq.

Chase sapphire reserve trip cancellation benefit.

Chase sapphire reserve vs. Your chase sapphire reserve account must be used to pay for qualifying lyft products and services and be open and not in default to maintain membership benefits. Grocery stores and dining at restaurants including takeout and eligible delivery services home improvement stores such as home depot and lowe s and select. The chase sapphire reserve is a premium travel card that offers several key travel insurance benefits.

Chase has made an unannounced change to the trip cancellation benefit offered to reserve preferred cardholders. A family of four charges a covered trip to their chase card or pays with rewards earned on a chase card for a covered trip that costs 3 000 person. Trip interruption provides reimbursement if a covered loss on the way to the point of departure or after departure causes interruption of your covered trip. 5 7 points 7x points on qualifying lyft rides through 03 2022.

Trip cancellation provides reimbursement if a covered loss prevents you from traveling on or before the departure date and results in cancellation of the travel arrangements. The other issue richard has to think about is the various travel insurance benefits that come with the chase sapphire reserve such as trip delay cancellation and interruption insurance baggage loss and delay and chase s industry leading primary rental car insurance. The delay was long enough that even the trip delay protections on the 95 per year chase sapphire preferred card would ve likely been sufficient since the only material difference is that it takes 12 hours of delays for the preferred s version of coverage to kick in versus six hours for the reserve. Your chase sapphire preferred account must be open and not in default to maintain subscription benefits.

2 3 points 3x points on qualifying lyft rides through 03 2022. These policies alone might make the reserve worth keeping open even if. You ll earn 7 additional points for each 1 spent when your card is used for qualifying lyft products and services. Up to 5 000 per covered trip and a maximum limit of 10 000 per occurrence and a maximum benefit amount per 12 month period of 20 000.

You ll earn 3 additional points for each 1 spent when your card is used for qualifying lyft products and services purchased through the lyft mobile application through 03 31. With the pay yourself back tool your ultimate rewards points are worth 50 more when you redeem them for statement credits against purchases in our current categories.